(Viewing Instructions: The first video is to the right of this text. To view it, just click on the arrow. For a list of the other videos, and to view them, scroll down through the text below. The other videos are posted below this text. Just scroll down through them, and click on the one you wish to view.)
Bob Litchfield has prepared the following series of short video lectures on the subject of bankruptcy. We hope these videos help you get at least a beginner's understanding of the relief that might be available to you in bankruptcy, if you are struggling with a financial challenge.
These lectures run roughly 4 to 8 minutes in length. They are also available for viewing at Bob's Youtube Channel - LitchfieldLaw.
We plan to add more short lectures on bankruptcy in the future. So, if there is something more that you would like to learn about, send Bob an email and let him know what you'd like to learn more about.
Currently, the video lectures available are as follows:
1. Introduction to Bankruptcy - A basic introduction to the three most common forms of bankruptcy relief available, and when each one might be the right choice for you.
2. Bankruptcy is NOT the End of the World - Powerful words of encouragement for anyone who might be thinking that bankruptcy is the ultimate defeat, and the end of the world.
3. Bankruptcy - The Property that You Get to Keep - This is an introduction to the California Exemption Laws that allow you to keep certain items of your property, if you are forced to file a bankruptcy in the State of California. NOTE: Since this lecture covers only California exemptionlaws, you may as well skip this one if you are going to be filing bankruptcy in some other state.
4. What Happens in a Chapter 7? - A brief, step-by-step overview of what happens during the administration of a typical Chapter 7 Bankruptcy.
5. Bankruptcy Debt Relief - Secured Debt vs. Unsecured Debt - This explains what the difference is between secured debt and unsecured debt, and the important distinction that the bankruptcy laws make between these two different kinds of debt.
6. The Bankruptcy Reform Act of 2005 - A National Disgrace - Part 1: The Loss of the Attorney-Client Privilege - This talk explains how and why a corrupt congress took away the attorney-client privilege in the bankruptcy court, and what you can do to protect yourself from the loss of this important legal right. This video was deleted at the time that Bob was running for Judge.
7. The Bankruptcy Reform Act of 2005 - A National Disgrace - Part 2: Education - This second part of the three-part talk on the Bankruptcy Reform Act of 2005 explains the new education requirements, and how the congress took a basically good idea, and messed it up. This video was deleted at the time that Bob was running for Judge.
8. The Bankruptcy Reform Act of 2005 - A National Disgrace - Part 3: The Means Test - This third part of the three-part talk on the Bankruptcy Reform Act of 2005 explains the single most controversial part of the Act, the "Means Test," and why this lawyer believes that the means test is not just a disgrace, but is also unconstitutional. This video was deleted at the time that Bob was running for Judge.
9. Bankruptcy - One Christian's Perspective on Getting Through the Darkness - Sometimes, struggling through a financial crisis can feel like being trapped in the darkness of a frightening cave. Once, many years ago, Bob Litchfield was trapped in the darkness of a real cave. This is the story of how Jesus helped Bob to find his way through the darkness and the fear, and how Jesus can help you find your way too.
10. Bankruptcy and Preserving Your Marriage - Advice from an old bankruptcy lawyer on why its so important to be especially gentle and caring with your spouse during a financial crisis, and why it's more than just the right thing to do....It's also the best financial survival strategy.
11. Bankruptcy & Your Children - Parts One and Two - Advice from a father and an old bankruptcy lawyer, Bob Litchfield, on how to care for your children during a financial crisis or a bankruptcy.
12. Can I Repay My Debts AFTER a Bankruptcy? After all of your debts have been legally discharged in a bankruptcy, could you, nevertheless, choose to go back and pay off those debts, once you get back on your feet financially? Of course you can. But be careful how you do it.
13. Finding Courage During a Financial Crisis - A financial crisis can be a terrifying experience. It can rob you of your sleep. It can paralyze you to the point that you just don't know what to do next. It can make it tough for you to get yourself out of bed in the morning to face the new day. Where can you find the courage to make it through a financial crisis? Bob tells you where to find that one kind of special courage that will not abandon you in the critical moment...the courage that you need to make it through a financial crisis.
14. Car Loan Dangers: Repossessions, Voluntary Surrenders, Deficiency Lawsuits, and Bankruptcy. What happens after you lose a car to a repossession, or after you voluntarily give a car back, because you can no longer make the payments on the car loan? The answer to that questions turns out to be an ugly financial shock, for many people. Find out why the car lender will probably sue you, even after recovering the car. Also, find out how a bankruptcy can help you with this problem.
NOTE: The first video lecture, Introduction to Bankruptcy, is at the top of this page on the right-hand side. To see any of the other listed videos, simply scroll down this page and click on the one you want to see.